Hi! I am Inge Natalie Hol and my mission is to help people create their dream life, by establishing healthy financial habits, setting goals and cultivating a growth mindset. And most importantly: I help you do all this without sacrificing your today’s happiness, time and energy!

 I am a best-selling author of two Personal Finance books: 

I also host a weekly podcast: The Financial Harmoney Podcast

My full name is Ingeborg Natalie Gudrun Elsa Hol – If you can see what my parents did there, then I can assure you that wasn’t a coincidence – I get that question a lot! (If you don’t know what I’m talking about, check the first letter of all those first names and put them together.)

I have been working in education for over 14 years as a teacher, teacher trainer and educational director and have been running a business together with my partner for more than 10 years. One of my biggest passions in life is helping others improve their chances for success, whether that’s at school, in the workplace or in their personal lives.

Ever since primary school I’ve had a keen interest in numbers, maths and personal finance. The only reason I didn’t do a degree in maths is that I didn’t want to be a teacher. (Fate has it that I ended up in education many years later anyway so that wasn’t a very insightful decision).

I strongly believe that small, consistent steps lead to incredible results if applied consequently over time. This is a key feature of the book as it is loaded with small action steps and plans. In fact the only reason I managed to combine writing a book with my regular personal and work life, was by getting up one hour earlier every day consistently for more than 2 years, to little by little put the 100 Steps to Financial Independence together.

My desire to help others has also translated to my personal life: I currently have 5 rescue pets: 2 cats found on the street, a dog found on the street, another dog from a shelter and a foster-fail (a dog we were originally going to foster until he found his forever family, but then we fell in love with him ourselves). Together with my husband we try to live an adventurous yet sometimes slightly goofy life in Spain.

If you’re ready to start creating YOUR dream life, I have a free download for you with 10 Steps to kickstart your dreamOr make sure to subscribe to my weekly podcast – it’s free! – and get notified about your weekly inspiration!